الفهم الأكتواري

جدول 2003 وفيات (حياة) الولايات المتحدة، الجدول 1، الصفحة 1

الفهم الأكتواري Actuarial science هوالمجال الذي يطبق الطرق الرياضية والإحصائية في تقييم المخاطر في التأمين والتمويل وصناعات ومهن أخرى. وبشكل عام ، يطبق الخبراء الاكتواريون رياضيات صارمة لنمذجة مسائل عدم اليقين.

الاكتواريون هم محترفون مدربون على هذا المجال. في الكثير من البلدان، يجب على الخبراء الاكتواريين إثبات كفاءتهم من خلال اجتياز سلسلة من الاختبارات المهنية الصارمة.

يضم العلوم الاكتوارية عددًا من الموضوعات المترابطة ، بما في ذلك الرياضيات، نظرية الاحتمالات، الإحصائيات، المالية، الاقتصاد، وعلوم الحاسب. من الناحية التاريخية، استخدم الفهم الاكتواري نماذج حتمية في بناء الجداول والأقساط. لقد مر الفهم بتغييرات ثورية منذ الثمانينيات بسبب انتشار أجهزة الكمبيوتر عالية السرعة واتحاد النماذج الاكتوارية العشوائية مع النظرية المالية الحديثة (Frees 1990).

الكثير من الجامعات لديها برامج جامعية ودراسات عليا في العلوم الاكتوارية. في عام 2010 ، صنفت دراسة نشرها مسقط البحث عن الوظائف CareerCast الخبير الاكتواري على أنه الوظيفة رقم 1 في الولايات المتحدة (Needleman 2010). استخدمت الدراسة خمسة معايير رئيسية لترتيب الوظائف: البيئة ، والدخل ، وتسقطات التوظيف ، والطلبات المادية ، والضغوط. دراسة مماثلة من قبل "الولايات المتحدة News & World Report في عام 2006 أدرج الخبراء الاكتواريون من بين أفضل 25 مهنة تتسقط أنها ستكون مطلوبة بشكل كبير في المستقبل (Nemko 2006).

انظر أيضاً

Actuarial control cycle
Actuarial exam
نظرية البجعة السوداء
Category:Actuarial associations
التنقيب في البيانات
Scenario optimization
قائمة مواضيع اكتوارية
Ruin theory

المراجع

أعمال مذكورة

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ببليوگرافيا

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